St. Charles County property record for 433 Snipes Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,754 sqft · built 1968 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Oct 2025) |
| Tax Bill | $4,625 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510780A000 |
| Primary APN | 510780A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 4,077 sqft |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 1,107 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 150,282 sqft (3.45 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 625 sqft |
| Patio Area | 414 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 510780A000 |
|---|---|
| Street Address | 433 SNIPES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF EST #6 LOT 47 |
| Legal Subdivision | WOODCLIFF EST #6 |
| Legal Lot Number | 47 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 311148 |
433 Snipes Dr is owned and occupied by two individuals who bought it in October 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 9, 2023 | Intrafamily Transfer, Transfer |
| Sep 22, 2020 | Deed of Trust, Mortgage FIRST CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Jun 25, 1998 · Amount on File |
| Deed Document Number | 202546442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 17, 2025 |
| Property Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Document Number | 0000046442 |
| Map Reference | MB 12 PG 17 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025R-046442 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20699 LANCASHIRE LAKE DR, MARTHASVILLE, MO 63357-2643 |
| Name | Verified Name |
|---|---|
| Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Document Number | 0000046443 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025R-046443 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 9, 2023 |
| Property Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Document Number | 0000046406 |
| Map Reference | MB 12 PG 17 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023R-046406 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 433 SNIPES DR, SAINT CHARLES, MO 63303-6457 |
| Document Number | 0000074400 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 SNIPES DR ST CHARLES MO 633036457, ST CHARLES, MO 63303-6457 |
| Document Number | 0000074400 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 74400 |
| Name | FIRST CMNTY CU |
|---|---|
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 4, 2050 |
The 2025 property tax bill for 433 Snipes Dr was $4,625.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,116 (-) | $405,873 (-) Land $108,158 Building $297,715 | |
| 2025 | $4,625.00 | $77,116 | $405,873 Land $108,158 Building $297,715 |
| 2023 | $72,017 | ||
| 2022 | $379,037 Land $108,158 Building $270,879 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Snipes Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Snipes Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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