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425 S Horseshoe Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 425 S Horseshoe Rd, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,444 sqft · built 1991
Lot Size0.87 acres (37,897 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (May 2015)
Tax Bill$1,724 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN082800-0250

Property Details

APN / Parcel Number

Primary APN082800-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area1,786 sqft
1st Floor Area1,444 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions350 ft deep x 110 ft wide
Garage TypeAttached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area20 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address425 S HORSESHOE RD
CitySAINT AUGUSTINE
StateFL
Zip32084-1698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionPT OF GRANT TO FATIO OR DELESPINE SECS 56 & 79 LOT 25 & PT LOT 24 OF UNREC PLAT LYING E OF SR 16-A OR4023/1174
Legal Range29E
Legal Township06S
Legal Section79
Legal SubdivisionST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase56&79
Legal Block2
Legal Lot Number25,24
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract20903

Owner

425 S Horseshoe Rd is owned and occupied by an individual who bought it in May 2015.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address425 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2015 · Amount on File
Deed SaleMay 6, 2015 · Amount on File
Deed Document Number201527111
Deed Book / Page4023 / 1174
Prior Transfer DateApr 14, 2002
Prior Transfer Doc0000044226
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address425 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address425S S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698

Mortgage

Document Number0058270886
DateSep 19, 2023
Book Page5827/886
Instrument2023073934
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term260 Months
DueMay 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 425 S Horseshoe Rd was $1,724 with a homeowner's exemption, up 15.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,402 (+2.7%)$273,478 (+4.24%) Land $77,440 Building $196,038
2025$1,724.00 (+15.78%) Homeowner's exemption$141,579 (+2.9%)$262,360 (+9.9%) Land $77,440 Building $184,920
2024$1,489.00 (+2.34%) Homeowner's exemption$137,589 (+3%)$238,730 (+6.32%) Land $77,440 Building $161,290
2023$1,455.00 (+4.15%) Homeowner's exemption$133,582 (+3%)$224,529 (+16.67%) Land $77,440 Building $147,089
2022$1,397.00 Homeowner's exemption$129,691$192,450 Land $64,627 Building $127,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 S Horseshoe Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 S Horseshoe Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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