437 Oxbow Dr, Monument, CO 80132 Property Records

El Paso County property record for 437 Oxbow Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,031 sqft · built 2001
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$571,000 (Jan 2022)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71254-02-026`

Property Details

APN / Parcel Number

Primary APN	`71254-02-026`
Alternative APN	`R7125402026`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	1,009 sqft
Upper Floors Area	1,172 sqft
Basement Area	980 sqft
Finished Basement	850 sqft
Unfinished Basement	130 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125402026
Street Address	437 OXBOW DR
City	MONUMENT
State	CO
Zip	80132-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 16 JACKSON CREEK FIL NO 2
Legal Subdivision	JACKSON CREEK FIL NO 2
Legal Lot Number	16
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2015
Census Tract	7301

Owner

437 Oxbow Dr is owned and occupied by two individuals who bought it in January 2022.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 OXBOW DR, MONUMENT, CO 80132-6027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Nov 2, 2001 · Amount on File
Deed Document Number	20223357
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	437 OXBOW DR, MONUMENT, CO 80132-6027
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 OXBOW DR, MONUMENT, CO 80132-6027

Mortgage

Document Number	0000138069
Date	Jul 20, 2021
Instrument	221138069

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 7, 2022
Property Address	437 OXBOW DR, MONUMENT, CO 80132-6027
Document Number	0000003357
Instrument Date	Dec 27, 2021
Instrument	222003357
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 OXBOW DR, MONUMENT, CO 80132-6027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003358
Date	Jan 7, 2022
Instrument	222003358

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 437 Oxbow Dr was $3,756, up 20.3% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,740 (-)	$634,603 (-)
2025	$3,756.00 (+20.31%)	$44,740 (+17.52%)	$634,603
2024	$3,122.00 (+3.51%)	$38,070 (-) Land $7,290 Building $30,780
2023	$3,016.00 (+11%)	$38,070 (+36.45%) Land $7,290 Building $30,780	$568,199 (+41.54%) Land $108,800 Building $459,399
2022	$2,717.00	$27,900 Land $6,870 Building $21,030	$401,447 Land $98,900 Building $302,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Oxbow Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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