425 Oxbow Dr, Monument, CO 80132 Property Records

El Paso County property record for 425 Oxbow Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,057 sqft · built 2000
Lot Size	0.213 acres (9,265 sqft)
Owner	Company Name on File
Last Sale	$404,900 (Dec 2019)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71254-02-028`

Property Details

APN / Parcel Number

Primary APN	`71254-02-028`
Alternative APN	`R7125402028`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,057 sqft Living Area
Gross Area	3,981 sqft
1st Floor Area	1,025 sqft
Upper Floors Area	1,172 sqft
Basement Area	980 sqft
Finished Basement	860 sqft
Unfinished Basement	120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,265 sqft (0.213 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	120 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125402028
Street Address	425 OXBOW DR
City	MONUMENT
State	CO
Zip	80132-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 18 JACKSON CREEK FIL NO 2
Legal Subdivision	JACKSON CREEK FIL NO 2
Legal Lot Number	18
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2015
Census Tract	7301

Owner

425 Oxbow Dr is owned by a company that acquired it in May 2025.

Source: El Paso County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Dec 19, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	May 23, 2001 · Amount on File
Deed Document Number	2019161130
Last Transfer Date	May 3, 2025
Transfer Doc	0000049999
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Recording Date	Jul 14, 2026
Property Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Document Number	0000066729
Instrument Date	Jul 8, 2026
Instrument	202666729
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	425 OXBOW DR, MONUMENT, CO 80132-6027

Mortgage

Document Number	0000066729,
Date	Jul 14, 2026
Instrument	202666729

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OXBOW DR, MONUMENT, CO 80132-6027

Mortgage

Document Number	0000184283
Date	Oct 1, 2021
Instrument	221184283

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097949
Date	Aug 20, 2019
Instrument	219097949

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OXBOW DR, MONUMENT, CO 80132-6027

Mortgage

Document Number	0000195800
Date	Dec 2, 2020
Instrument	220195800

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 19, 2019
Property Address	425 OXBOW DR, MONUMENT, CO 80132-6027
Document Number	0000161130
Instrument Date	Dec 18, 2019
Instrument	161130
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 OXBOW DR MONUMENT CO 801326027, MONUMENT, CO 80132-6027

Mortgage

Document Number	161132
Date	Dec 19, 2019
Instrument	161132

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 425 Oxbow Dr was $3,235.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,620 (-)	$647,098 (-)
2025	$3,235.00	$45,620 (+17.58%)	$647,098
2024		$38,800 (-) Land $7,290 Building $31,510
2023	$2,470.00 (-10.7%)	$38,800 (+36.62%) Land $7,290 Building $31,510	$579,151 (+41.69%) Land $108,800 Building $470,351
2022	$2,766.00	$28,400 Land $6,870 Building $21,530	$408,742 Land $98,900 Building $309,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Oxbow Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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