El Paso County property record for 446 Oxbow Dr, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,015 sqft · built 2000 |
| Lot Size | 0.22 acres (9,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2016) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71254-01-030 |
| Primary APN | 71254-01-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,015 sqft Living Area |
| Gross Area | 3,563 sqft |
| 1st Floor Area | 1,000 sqft |
| Upper Floors Area | 1,107 sqft |
| Basement Area | 958 sqft |
| Finished Basement | 908 sqft |
| Unfinished Basement | 50 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,576 sqft (0.22 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | R7125401030 |
|---|---|
| Street Address | 446 OXBOW DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-6026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD-4 |
| Legal Description | LOT 13 JACKSON CREEK FIL NO 2 |
| Legal Subdivision | JACKSON CREEK FIL NO 2 |
| Legal Lot Number | 13 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 7301 |
Source: El Paso County records · APN 71254-01-030
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 OXBOW DR, MONUMENT, CO 80132-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTERRA CU |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit WELCOME CU |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2010 · Amount on Record |
| Deed Document Number | 201657445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 446 OXBOW DR, MONUMENT, CO 80132-6026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000142564 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 222142564 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 446 OXBOW DR, MONUMENT, CO 80132-6026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000209755 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 221209755 |
| Name | WELCOME CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 11, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 446 OXBOW DR, MONUMENT, CO 80132-6026 |
| Document Number | 0000060082 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 OXBOW DR MONUMENT CO 801326026, MONUMENT, CO 80132-6026 |
| Document Number | 0000060082 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 60082 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2050 |
Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Municipality | Monument Town |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,030 (-) | $624,598 (-) | |
| 2025 | $3,697.00 (+8.7%) | $44,030 (+7.1%) | $624,598 (+1.81%) |
| 2024 | $3,401.00 (+3.22%) | $41,110 (-) Land $7,290 Building $33,820 | |
| 2023 | $3,295.00 (+13.46%) | $41,110 (+37.86%) Land $7,290 Building $33,820 | $613,503 (+42.97%) Land $108,800 Building $504,703 |
| 2022 | $2,904.00 | $29,820 Land $6,870 Building $22,950 | $429,100 Land $98,900 Building $330,200 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 60% of the US · above 48% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Windfield Enterprises Fixed Wireless | 1,000 / 220 |
| Force Broadband Fixed Wireless | 300 / 40 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 477 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRIVIEW MD serves 5,737 people |
|---|---|
| Water Source | Purchased surface water from COLORADO SPRINGS UTILITIES |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | TOWN OF MONUMENT |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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