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437 N 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 437 N 5th St, Cheney, WA 99004 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,604 sqft · built 1965
Lot Size0.258 acres (11,248 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Dec 2002)
Tax Bill$4,126 (2026)
Deeds & MortgagesDec 2023 Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13124.5421

Property Details

APN / Parcel Number

Primary APN13124.5421

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,604 sqft Living Area
Gross Area3,482 sqft
1st Floor Area1,488 sqft
Basement Area1,488 sqft
Finished Basement1,116 sqft
Unfinished Basement372 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,248 sqft (0.258 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Patio Area242 sqft
Canopy242 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address437 N 5TH ST
CityCHENEY
StateWA
Zip99004-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH SCHOOL ADD ALL L5 B2 S5FT OF L6 B2;
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionHIGH SCHOOL ADD
Legal Block2,2
Legal Lot Number5,6
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group3
Census Block3020
Census Tract14001

Owner

Source: Spokane County records · APN 13124.5421

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address437 N 5TH ST, CHENEY, WA 99004-2209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 19, 2020Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Feb 23, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2002 · Amount on Record
Deed SaleDec 19, 2002 · Amount on Record
Deed Document Number20024819056
Last Transfer DateOct 13, 2008
Transfer Doc0005727510
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address437 N 5TH ST, CHENEY, WA 99004-2209
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 N 5TH ST, CHENEY, WA 99004-2209

Mortgage

Document Number0007323546
DateDec 12, 2023
Instrument7323546
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address437 N 5TH ST, CHENEY, WA 99004-2209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006957191
DateAug 19, 2020
Instrument6957191
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address437 N 5TH ST, CHENEY, WA 99004-2209
Document Number0006685707
Instrument DateFeb 23, 2018
Transaction TypeMortgage
Record UpdatedMar 08, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address437 N 5TH ST CHENEY WA 990042209, CHENEY, WA 99004-2209

Mortgage

Document Number0006685707
DateMar 01, 2018
Instrument6685707
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,126.00 (+2.03%)$372,300 (+0.51%) Land $80,000 Building $292,300$372,300 (+0.51%) Land $80,000 Building $292,300
2025$4,044.00 (+29.78%)$370,400 (-0.43%) Land $75,000 Building $295,400$370,400 (-0.43%) Land $75,000 Building $295,400
2024$372,000 (+32.9%) Land $60,000 Building $312,000$372,000 (+32.9%) Land $60,000 Building $312,000
2023$3,116.00 (+0.48%)$279,900 Land $45,000 Building $234,900$279,900 Land $45,000 Building $234,900
2022$3,101.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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