Spokane County property record for 446 N 5th St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 1966 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,500 (Nov 2004) |
| Tax Bill | $3,670 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13124.5316 |
| Primary APN | 13124.5316 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,799 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 446 N 5TH ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HIGH SCHOOL ADD L8 EXC S5FT B1 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | HIGH SCHOOL ADD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 14001 |
446 N 5th St is owned and occupied by two individuals who bought it in November 2004.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 N 5TH ST, CHENEY, WA 99004-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2004 · Amount on File |
| Deed Sale | Nov 19, 2004 · Amount on File |
| Prior Sale | Mar 13, 2002 · Amount on File |
| Deed Document Number | 20045148666 |
| Prior Transfer Date | Aug 30, 1994 |
| Prior Transfer Doc | 0004153956 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 N 5th St was $3,670, down 3.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,670.00 (-3.8%) | $339,300 Land $80,000 Building $259,300 | $339,300 Land $80,000 Building $259,300 |
| 2025 | $3,815.00 | ||
| 2024 | $316,700 (+32.51%) Land $60,000 Building $256,700 | $316,700 (+32.51%) Land $60,000 Building $256,700 | |
| 2023 | $2,654.00 (+0.15%) | $239,000 Land $45,000 Building $194,000 | $239,000 Land $45,000 Building $194,000 |
| 2022 | $2,650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 N 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 N 5th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| DCI Cable | 1,000 / 100 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
May also be available: CenturyLink, T-Mobile, Verizon.
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