421 N 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 421 N 5th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1965
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,440 (Mar 2016)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13124.5424`

Property Details

APN / Parcel Number

Primary APN	`13124.5424`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,360 sqft (0.215 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	421 N 5TH ST
City	CHENEY
State	WA
Zip	99004-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HIGH SCHOOL ADD L3 EXC NLY 10FT B2
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	HIGH SCHOOL ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3020
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 N 5TH ST, CHENEY, WA 99004-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 18, 2017	Grant Deed, Transfer CALIBER HM LOANS
May 17, 2017	Warranty Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 25, 2017	Quit Claim Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2016 · Amount on Record
Deed Sale	Mar 16, 2016 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	20166481040
Last Transfer Date	Jul 9, 2016
Transfer Doc	0006573770
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	421 N 5TH ST, CHENEY, WA 99004-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006928961
Date	Jun 10, 2020
Instrument	6928961

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 18, 2017
Property Address	421 N 5TH ST, CHENEY, WA 99004-2209
Document Number	0006632287
Instrument Date	Aug 17, 2017
Instrument	6632287
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N 5TH ST CHENEY WA 990042209, CHENEY, WA 99004-2209

Mortgage

Document Number	6632288
Date	Aug 18, 2017
Instrument	6632288

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

May 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 17, 2017
Property Address	421 N 5TH ST, CHENEY, WA 99004-2209
Document Number	0006604016
Instrument Date	May 2, 2017
Instrument	6604016
Transaction Type	Foreclosure
Record Updated	May 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 25, 2017
Property Address	421 N 5TH ST, CHENEY, WA 99004-2209
Document Number	0006573770
Instrument Date	Dec 8, 2016
Instrument	6573770
Transaction Type	Foreclosure
Record Updated	Feb 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+9.21%)	$329,900 (+27.13%) Land $80,000 Building $249,900	$329,900 (+27.13%) Land $80,000 Building $249,900
2025	$3,150.00 (+44.69%)
2024		$259,500 (+25.91%) Land $60,000 Building $199,500	$259,500 (+25.91%) Land $60,000 Building $199,500
2023	$2,177.00 (-4.81%)	$206,100 Land $45,000 Building $161,100	$206,100 Land $45,000 Building $161,100
2022	$2,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40

May also be available: CenturyLink, T-Mobile, Verizon.

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