437 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 437 Missouri Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1926
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$227,400 (Oct 2020)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79669`

Property Details

APN / Parcel Number

Primary APN	`79669`
Alternative APN	`012630000103790060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,945 sqft
1st Floor Area	1,620 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	133 sqft
Deck Area	550 sqft
Fence	Fence
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	79669
Street Address	437 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61/62 BLK 379 LOTS 6 & S 25 FT LOT 7 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	379
Legal Lot Number	2,6-7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43400

Owner

Source: Osceola County records · APN 79669

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	437 MISSOURI AVE, SAINT CLOUD, FL 34769-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	Jul 08, 1999 · Amount on Record
Deed Document Number	2020132461
Deed Book / Page	5805 / 306
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 02, 2020
Property Address	437 MISSOURI AVE, SAINT CLOUD, FL 34769-2748
Document Number	0058050306
Book / Page	5805 / 306
Map Reference	MB B PG 61-64
Instrument Date	Sep 30, 2020
Instrument	2020132461
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2160 N CENTER ST, 2160, FAYETTEVILLE, AR 72701-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 MISSOURI AVE, SAINT CLOUD, FL 34769-2748

Mortgage

Document Number	0005805308
Date	Oct 02, 2020
Instrument	5805/308

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,702.00 (+6.59%) Homeowner's exemption	$193,848 (+5.99%)	$272,700 (+13.2%) Land $63,200 Building $209,500
2023	$2,535.00 (+3.89%) Homeowner's exemption	$182,899 (+3%)	$240,900 (+15.1%) Land $57,500 Building $183,400
2022	$2,440.00 Homeowner's exemption	$177,572	$209,300 Land $51,800 Building $157,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.