Osceola County property record for 436 Missouri Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1982 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,000 (Aug 2023) |
| Tax Bill | $5,669 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 79680 |
| Primary APN | 79680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 248 sqft |
| Fence | Fence |
| Utility Building | 336 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79680 |
|---|---|
| Street Address | 436 MISSOURI AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 61/62 BLK 380 LOT 5 2-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 380 |
| Legal Lot Number | 2,5 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43400 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5229 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jul 2, 2020 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 2023103878 |
| Deed Book / Page | 6454 / 2942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 10, 2023 |
| Property Address | 436 MISSOURI AVE, SAINT CLOUD, FL 34769-2749 |
| Document Number | 0064542942 |
| Book / Page | 6454 / 2942 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023103878 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,569.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 S DONAGHEY AVE APT 806, 806, CONWAY, AR 72034-6291 |
| Name | Verified Name |
|---|---|
| Address | 5229 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 2, 2020 |
| Property Address | 436 MISSOURI AVE, SAINT CLOUD, FL 34769-2749 |
| Document Number | 0057480427 |
| Book / Page | 005748 / 000427 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 85648 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,554.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 436 MISSOURI AVE ST CLOUD FL 347692749, ST CLOUD, FL 34769-2749 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,669.00 (+91.97%) | $316,500 (+53.54%) Land $63,200 Building $253,300 | $316,500 (+14.22%) Land $63,200 Building $253,300 |
| 2023 | $2,953.00 (+3.72%) Homeowner's exemption | $206,132 (+3%) | $277,100 (+16.82%) Land $57,500 Building $219,600 |
| 2022 | $2,847.00 Homeowner's exemption | $200,129 | $237,200 Land $51,800 Building $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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