431 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 431 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 1960
Lot Size	0.344 acres (14,984 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Mar 2004)
Tax Bill	$4,137 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0379-0080`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0379-0080`
Alternative APNs	`263001000103790080` `79671`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,314 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	100 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	431 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADDN PB B PG 61/62 BLK 379 LOT 8 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	379
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 453343, KISSIMMEE, FL 34745-3343
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2004 · Amount on Record
Deed Sale	Mar 25, 2004 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Document Number	200459519
Deed Book / Page	2472 / 2714
Last Transfer Date	Oct 16, 2025
Transfer Doc	0068660593
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 16, 2025
Property Address	431 MISSOURI AVE, SAINT CLOUD, FL 34769-2748
Document Number	0068660593
Book / Page	6866 / 593
Map Reference	MB B PG 61
Instrument Date	Oct 11, 2025
Instrument	2025128748
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX M53343, KISSIMMEE, FL 34745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 453343, KISSIMMEE, FL 34745-3343

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,137.00 (+7.48%)	$243,900 (+1.63%) Land $63,200 Building $180,700	$243,900 (+1.63%) Land $63,200 Building $180,700
2024	$3,849.00 (+8.91%)	$240,000 (+10.09%) Land $63,200 Building $176,800	$240,000 (+10.09%) Land $63,200 Building $176,800
2023	$3,534.00 (+11.76%)	$218,000 (+15.65%) Land $57,500 Building $160,500	$218,000 (+15.65%) Land $57,500 Building $160,500
2022	$3,162.00	$188,500 Land $51,800 Building $136,700	$188,500 Land $51,800 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20