Lincoln County property record for 437 Hardy Rd, Troy, MO 63379 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 47,916 sqft (1.1 acres) |
| Garage | 960 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,424.00 (2025) |
| Primary APN | 14-50-16-000-000-038.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,800 sqft Living Area |
| Attic Area | 360 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 47,916 sqft (1.1 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Street Address | 437 HARDY RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.10 AC IN THE SE PT OF LOT 20 LAKE HILL COTTAGES NO 2 |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | LAKE HILL COTTAGE |
| Legal Lot Number | 20 |
| Jurisdiction | LINCOLN MO |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-16-000-000-038.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 HARDY RD, TROY, MO 63379-5406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2015 |
| Deed Sale | Jun 02, 2015 |
| Deed Doc Number | 2015004245 |
| Deed Book / Page | 2388 / 0644 |
| Record Refreshed | Jun 08, 2026 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,424.00 (+4.71%) | $23,313 (+6.17%) Land $2,888 Building $20,425 | $122,700 (+6.17%) Land $15,200 Building $107,500 |
| 2023 | $1,360.00 (+5.75%) | $21,958 Land $2,660 Building $19,298 | $115,570 Land $14,000 Building $101,570 |
| 2022 | $1,286.00 |
437 Hardy Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 29th in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,515 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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