459 Hardy Rd, Troy, MO 63379 Property Records

Lincoln County property record for 459 Hardy Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 2000
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2020)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-16-000-000-025.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-16-000-000-025.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Flooring	Combination, Other

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	136,343 sqft (3.13 acres)
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	459 HARDY RD
City	TROY
State	MO
Zip	63379-5406
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	3.130 AC BEING PT NE1/4 OF SW1/4 SEC 16
Legal Range	01E
Legal Township	49N
Legal Section	16
Legal Subdivision	LAKE HILL COTTAGE
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3009
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 HARDY RD, TROY, MO 63379-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED CU
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20209761
Deed Book / Page	2451 / 701
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	459 HARDY RD, TROY, MO 63379-5406
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 HARDY RD, TROY, MO 63379-5406

Mortgage

Document Number	002480/757
Date	Jun 21, 2022
Book Page	2480/757
Instrument	2022006503

Lender

Name	UNITED CU
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2032

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 1, 2020
Property Address	459 HARDY RD, TROY, MO 63379-5406
Document Number	2451/701
Book / Page	2451 / 701
Instrument Date	Jul 28, 2020
Instrument	2020009761
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 HARDY RD, 459, TROY, MO 63379-5406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 HARDY RD, TROY, MO 63379-5406

Mortgage

Document Number	2020009762
Date	Sep 1, 2020
Instrument	2020009762

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,364 (-) Land $4,978 Building $15,386
2025	$1,244.00 (+7.06%)	$20,364 (+8.53%) Land $4,978 Building $15,386	$107,180 (+8.53%) Land $26,200 Building $80,980
2023	$1,162.00 (+2.2%)	$18,764 Land $4,560 Building $14,204	$98,760 Land $24,000 Building $74,760
2022	$1,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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