Lincoln County property record for 405 Hardy Rd, Troy, MO 63379 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1975 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,251 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 14-50-16-000-000-039.000 |
| Primary APN | 14-50-16-000-000-039.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Ribbed Aluminum |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 120,661 sqft (2.77 acres) |
| Street Address | 405 HARDY RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.77 AC FROM THE SE COR OF THE NW1/4 SE1/4 W792.2 TO POB W365.7 N331 E365.7 & S331 TO POB |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | ROBERTS ACRES |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-16-000-000-039.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 HARDY RD, TROY, MO 63379-5406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,251.00 (+1.38%) | $21,428 (+5.74%) Land $3,175 Building $18,253 | $112,780 (+5.74%) Land $16,710 Building $96,070 |
| 2023 | $1,234.00 (+4.49%) | $20,265 Land $2,947 Building $17,319 | $106,660 Land $15,510 Building $91,150 |
| 2022 | $1,181.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Wildfire Risk | Low above 37% of the US · above 29% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| SysTec Wireless Communications | Fixed Wireless (unlicensed) | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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