1. Home
  2. Texas
  3. Webb County
  4. Laredo
  5. Emerald Lake Dr

437 Emerald Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 437 Emerald Lake Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details2,483 sqft · built 2003
Lot Size0.241 acres (10,476 sqft)
Owner2 Individual Names on Record
Last Sale$636,804 (Aug 2025)
Tax Bill$2,205 (2022)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN991-20006-020

Property Details

APN / Parcel Number

Primary APN991-20006-020
Alternative APN
  • 263422

Interior

Stories1 Story
Building Area2,483 sqft Living Area
1st Floor Area2,483 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Roof TypeHip
Roof MaterialTile
Lot Area10,476 sqft (0.241 acres)
Garage TypeCarport
Garage Area682 sqft
CarportCarport
Carport Area682 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
PorchOpen Porch
Porch Area652 sqft

Location & Zoning

Street Address437 EMERALD LAKE DR
CityLAREDO
StateTX
Zip78041-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKESIDE, BLOCK 6, LOT 2, PHASE 8
Legal SubdivisionLAKESIDE
Legal Phase8
Legal Block6
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2011
Census Tract1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 EMERALD LAKE DR, LAREDO, TX 78041-1930
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number20251565640
Deed Book / Page5890 / 308
Prior Transfer DateJul 13, 2011
Prior Transfer Doc003120/292
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address437 EMERALD LAKE DR, LAREDO, TX 78041-1930
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005195/529
DateJan 20, 2022
Book Page5195/529
Instrument1455355
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address437 EMERALD LAKE DR, LAREDO, TX 78041-1930
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4862/484
DateSep 15, 2020
Book Page4862/484
Instrument1404086
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term277 Months
DueOct 1, 2043

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$458,360 (+3.44%) Land $175,368 Building $282,992$458,360 (+3.35%) Land $175,368 Building $282,992
2025$443,125 (+12.19%)$443,503 (+12.28%)
2023$394,982 Land $131,055 Building $263,927$394,982 Land $131,055 Building $263,927
2022$2,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1999–2017)
Claims Outside the SFHA9 of 9
Most Recent ClaimSep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

Nearby Properties on Emerald Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures