Webb County property record for 435 Emerald Lake Dr, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 2,421 sqft · built 2003 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,600 (May 2006) |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 991-20006-030 |
| Primary APN | 991-20006-030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,421 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 2,421 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 439 sqft |
| Storage Building | 182 sqft |
| Street Address | 435 EMERALD LAKE DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78041-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKESIDE, BLOCK 6, LOT 3, PHASE 8 |
| Legal Subdivision | LAKESIDE |
| Legal Phase | 8 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1714 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 EMERALD LAKE DR, LAREDO, TX 78041-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on Record |
| Deed Sale | May 9, 2006 · Amount on Record |
| Deed Document Number | 2006920170 |
| Deed Book / Page | 2087 / 714 |
| Prior Transfer Date | May 2, 2006 |
| Prior Transfer Doc | 002087/714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 435 EMERALD LAKE DR, LAREDO, TX 78041-1930 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005366/681 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 5366/681 |
| Instrument | 1483188 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,925 (+0.43%) Land $174,096 Building $246,829 | $420,925 (-0.42%) Land $174,096 Building $246,829 | |
| 2025 | $1,322.00 (+0.3%) Homeowner's exemption Senior Citizen's exemption | $419,115 (+11.93%) | $422,712 (+12.89%) |
| 2024 | $1,318.00 | ||
| 2023 | $374,447 Land $130,104 Building $244,343 | $374,447 Land $130,104 Building $244,343 | |
| 2022 | $1,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1999–2017) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
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