437 E Lake Dr, Sarasota, FL 34232 Property Records

Sarasota County property record for 437 E Lake Dr, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,254 sqft · built 1959
Lot Size	0.392 acres (17,094 sqft)
Owner	Owner Name on Record
Tax Bill	$547 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
APN	`0045-14-0002`

Property Details

APN / Parcel Number

Primary APN	`0045-14-0002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,094 sqft (0.392 acres)
Lot Dimensions	170 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	338 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Patio Area	132 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	437 E LAKE DR
City	SARASOTA
State	FL
Zip	34232-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 97 SHERWOOD ESTATES UNIT 3
Legal Range	18E
Legal Township	36S
Legal Section	23
Legal Subdivision	SHERWOOD ESTATES 3
Legal Tract	1431
Legal Lot Number	97
Legal Unit	3
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1009
Census Tract	1302

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	437 E LAKE DR, SARASOTA, FL 34232-1917
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Dec 19, 2005
Last Transfer Date	Apr 28, 2008
Transfer Doc	0000057392
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	437 E LAKE DR, SARASOTA, FL 34232-1917
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 E LAKE DR, SARASOTA, FL 34232-1917

Mortgage

Document Number	0000028262
Date	Feb 18, 2022
Instrument	2022028262

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,997 (+5.99%)	$247,300 (-17.81%) Land $168,500 Building $78,800
2024	$547.00 (-53.92%)
2023	$1,187.00 (+5.89%) Homeowner's exemption Veteran's exemption	$97,179 (+3%)	$300,900 (+15.24%) Land $192,300 Building $108,600
2022	$1,121.00 Homeowner's exemption	$94,349	$261,100 Land $160,300 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	61 (1992–2024)
Claims Outside the SFHA	2 of 61
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 37 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims Severe Storms & Flooding, Jun 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20