Sarasota County property record for 413 E Lake Dr, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1964 |
| Lot Size | 0.362 acres (15,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,900 (Jul 2019) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2024 Line of Credit + 3 more |
| APN | 0045-11-0010 |
| Primary APN | 0045-11-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 1,455 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,774 sqft (0.362 acres) |
| Lot Dimensions | 154 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Porch Area | 410 sqft |
| Patio Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 413 E LAKE DR |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34232-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 95 SHERWOOD ESTATES UNIT 3 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 23 |
| Legal Subdivision | SHERWOOD ESTATES 3 |
| Legal Tract | 1431 |
| Legal Lot Number | 95 |
| Legal Unit | 3 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1302 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Aug 12, 2024 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Jul 5, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES |
| Mar 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 2019091124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000134111 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021134111 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000110173 |
|---|---|
| Date | Aug 12, 2024 |
| Instrument | 2024110173 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 5, 2019 |
| Property Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000091124 |
| Map Reference | MB 10 PG 61 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 2019091124 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,854.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3301 MORCH LN, 3301, NORTH PORT, FL 34286-5106 |
| Name | Verified Name |
|---|---|
| Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000091125 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 2019091125 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000036031 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 413 E LAKE DR SARASOTA FL 342321917, SARASOTA, FL 34232-1917 |
| Document Number | 0000036031 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 36031 |
| Name | NATIONWIDE EQUITIES |
|---|---|
| Type | Funding / Finance Company |
| Address | MAHWAH, NJ 07495 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Mar 23, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 413 E LAKE DR, SARASOTA, FL 34232-1917 |
| Document Number | 0000036032 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 413 E LAKE DR SARASOTA FL 342321917, SARASOTA, FL 34232-1917 |
| Document Number | 0000036032 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 36032 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Mar 23, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.44% |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (-15.23%) Homeowner's exemption | $337,900 (-0.86%) Land $162,400 Building $175,500 | $337,900 (-10.96%) Land $162,400 Building $175,500 |
| 2023 | $4,072.00 (+3.27%) Homeowner's exemption | $340,827 (+3%) | $379,500 (+14.69%) Land $185,300 Building $194,200 |
| 2022 | $3,943.00 Homeowner's exemption | $330,900 Land $154,500 Building $176,400 | $330,900 Land $154,500 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 61 (1992–2024) |
| Claims Outside the SFHA | 2 of 61 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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