428 E Lake Dr, Sarasota, FL 34232 Property Records

Sarasota County property record for 428 E Lake Dr, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,206 sqft · built 1968
Lot Size	0.352 acres (15,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 1994)
Tax Bill	$628 (2025)
Deeds & Mortgages	Jul 2026 Sale
APN	`0045-14-0034`

Property Details

APN / Parcel Number

Primary APN	`0045-14-0034`
Alternative APN	`45140034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	2,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,338 sqft (0.352 acres)
Lot Dimensions	155 ft deep x 95 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Screened Porch
Porch Area	638 sqft
Deck Area	672 sqft
Patio Area	360 sqft
Utility Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0045140034
Street Address	428 E LAKE DR
City	SARASOTA
State	FL
Zip	34232-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 63 SHERWOOD ESTATES UNIT 2
Legal Range	18E
Legal Township	36S
Legal Section	23
Legal Subdivision	SHERWOOD ESTATES 2
Legal Tract	1413
Legal Lot Number	63
Legal Unit	2
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Sarasota County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 E LAKE DR, SARASOTA, FL 34232-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1994 · Amount on Record
Deed Sale	Aug 18, 1994 · Amount on Record
Prior Sale	Aug 4, 1993 · Amount on Record
Deed Book / Page	2661 / 2057
Last Transfer Date	Jun 12, 2026
Transfer Doc	0000089822
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 1, 2026
Property Address	428 E LAKE DR, SARASOTA, FL 34232-1918
Document Number	0000089822
Instrument Date	Jun 12, 2026
Instrument	202689822
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	428 E LAKE DR, SARASOTA, FL 34232-1918

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00 (-71.94%) Homeowner's exemption	$180,028 (+5.99%)	$456,700 (-1.72%) Land $212,800 Building $243,900
2023	$2,238.00 (+3.95%) Homeowner's exemption	$169,858 (+3%)	$464,700 (+4.15%) Land $174,000 Building $290,700
2022	$2,153.00 Homeowner's exemption	$164,911	$446,200 Land $167,000 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	61 (1992–2024)
Claims Outside the SFHA	2 of 61
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 37 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims Severe Storms & Flooding, Jun 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20