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437 Andrea Ct, Harvard, IL 60033 Property Records

McHenry County property record for 437 Andrea Ct, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 2005
Lot Size0.059 acres (2,585 sqft)
OwnerTrust Name on File
Last Sale$95,000 (Apr 2017)
Deeds & MortgagesMar 2023 Transfer
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-02-156-166

Property Details

APN / Parcel Number

Primary APN06-02-156-166

Interior

Stories1 Story
Building Area1,380 sqft Living Area
Gross Area2,760 sqft
Basement Area1,380 sqft

Exterior

Year BuiltBuilt 2005
Construction TypeFrame
Lot Area2,585 sqft (0.059 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address437 ANDREA CT
CityHARVARD
StateIL
Zip60033-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0012499 SELY 33.09FT NWLY 66FT LT 264 LYING WITHIN SSA 3 SHADOW CREEK RESUB
Legal SubdivisionSHADOW CREEK RESUB
Legal Lot Number264
JurisdictionMCHENRY IL
Township / Civil DivisionDUNHAM
Census Block Group1
Census Block1011
Census Tract870200

Owner

437 Andrea Ct is owner-occupied and held in a trust since March 2023.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address437 ANDREA CT, HARVARD, IL 60033-7806
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Intrafamily Transfer, Transfer
Apr 10, 2017Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2017 · Amount on File
Deed SaleApr 10, 2017 · Amount on File
Prior SaleApr 10, 2017 · Amount on File
Deed Document Number0000012499
Last Transfer DateMar 3, 2023
Transfer Doc0000004575
Record UpdatedJun 7, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMar 3, 2023
Property Address437 ANDREA CT, HARVARD, IL 60033-7806
Document Number0000004575
Map ReferenceDOC 2001R0086097
Instrument DateFeb 28, 2023
Instrument2023R0004575
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 ANDREA CT, HARVARD, IL 60033-7806

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 10, 2017
Property Address437 ANDREA CT, HARVARD, IL 60033-7806
Document Number0000012499
Map ReferenceDOC2001R0086097
Instrument DateMar 31, 2017
Instrument2017R0012499
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 ANDREA CT, HARVARD, IL 60033-7806

Mortgage

Document Number0000012500
DateApr 10, 2017
Instrument2017R0012500
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047
Interest
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$46,411 Land $10,064 Building $36,347$139,233 Land $30,192 Building $109,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Andrea Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Andrea Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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