435 Andrea Ct, Harvard, IL 60033 Property Records

McHenry County property record for 435 Andrea Ct, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	1,076 sqft · built 2005
Lot Size	0.057 acres (2,515 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-156-176`

Property Details

APN / Parcel Number

Primary APN	`06-02-156-176`

Interior

Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	2,152 sqft
Basement Area	1,076 sqft

Exterior

Year Built	Built 2005
Construction Type	Frame
Lot Area	2,515 sqft (0.057 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	435 ANDREA CT
City	HARVARD
State	IL
Zip	60033-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0000203 SELY 34.01FT NWLY 100.01FT LT 264 SHADOW CREEK RESUB MEMO: TORRES, CRISTIAN A LOPEZ/ ALEMAN, LLSE ALEJANDRA
Legal Subdivision	SHADOW CREEK RESUB
Legal Lot Number	264
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1011
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 ANDREA CT, HARVARD, IL 60033-7806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022
Deed Sale	Jan 3, 2022
Prior Sale	Mar 13, 2007 · Amount on Record
Deed Document Number	2022R0000203
Prior Transfer Date	Aug 6, 2019
Prior Transfer Doc	2019R0024704
Record Updated	Jun 7, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 6, 2019
Property Address	435 ANDREA CT, HARVARD, IL 60033-7806
Document Number	0000024704
Map Reference	DOC 2001R0086097
Instrument Date	Aug 5, 2019
Instrument	2019R0024704
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 ANDREA CT, 435, HARVARD, IL 60033-7806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ANDREA CT, HARVARD, IL 60033-7806

Mortgage

Document Number	0000024705
Date	Aug 6, 2019
Instrument	2019R0024705

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$42,091 Land $9,935 Building $32,156	$126,273 Land $29,805 Building $96,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20