McHenry County property record for 433 Andrea Ct, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 2005 |
| Lot Size | 0.055 acres (2,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2022) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-156-174 |
| Primary APN | 06-02-156-174 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,068 sqft Living Area |
| Gross Area | 2,136 sqft |
| Basement Area | 1,068 sqft |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Frame |
| Lot Area | 2,405 sqft (0.055 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 433 ANDREA CT |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-7806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0037018 LT 264 /EX NWLY 100.01FT/ LYING WITHIN SSA 3 SHADOW CREEK RESUB MEMO: ORTIZ, GERARDO ORTIZ/ MANRIQUEZ, MARIA |
| Legal Subdivision | SHADOW CREEK RESUB |
| Legal Lot Number | 264 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 870200 |
433 Andrea Ct is owned and occupied by an individual who bought it in November 2022.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK |
| Feb 22, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on File |
| Deed Sale | Nov 1, 2022 · Amount on File |
| Prior Sale | Feb 22, 2022 |
| Deed Document Number | 2022R0037018 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 1, 2022 |
| Property Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Document Number | 0000037018 |
| Map Reference | DOC 2001R0086097 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022R0037018 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Document Number | 0000037019 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022R0037019 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Document Number | 0000020308 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022R0020308 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 22, 2022 |
| Property Address | 433 ANDREA CT, HARVARD, IL 60033-7806 |
| Document Number | 0000006920 |
| Map Reference | DOC R0086097 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022R0006920 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $41,298 Land $9,500 Building $31,798 | $123,894 Land $28,500 Building $95,394 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 Andrea Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Andrea Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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