437 12th St, Plainwell, MI 49080 Property Records

Allegan County property record for 437 12th St, Plainwell, MI 49080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,419 sqft · built 1960
Lot Size1.51 acres (65,906 sqft)
OwnerIndividual Name on Record
Tax Bill$1,921 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-024-065-00

Property Details

APN / Parcel Number

Primary APN17-024-065-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,419 sqft Living Area
1st Floor Area1,204 sqft
Basement Area748 sqft
Unfinished Basement748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area65,906 sqft (1.51 acres)
Lot Dimensions324 ft deep x 203 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address437 12TH ST
CityPLAINWELL
StateMI
Zip49080-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOMM
Legal DescriptionCOM 49.5' E & 1320' N OF S 1/4 POST SEC 24 AS A POB TH E 330' TH S 432' TH W 330' TH N 432' TO POB EX COM AT THE S 1/4 POST
Legal Range12W
Legal Township01N
Legal Section24
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1029
Census Tract31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address437 12TH ST, PLAINWELL, MI 49080-1901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
HONOR CU
Jul 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HONOR CU
Apr 13, 2018Deed of Trust, Mortgage
QUICKEN LOANS INC
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 2, 2013
Transfer Doc3782/894
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address437 12TH ST, PLAINWELL, MI 49080-1901
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 12TH ST, PLAINWELL, MI 49080-1901

Mortgage

Document Number005100/113
DateDec 30, 2025
Book Page5100/113
Instrument2025020924
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 28, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address437 12TH ST, PLAINWELL, MI 49080-1901
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 12TH ST, PLAINWELL, MI 49080-1901
InvestorPossibly a Property Investor

Mortgage

Document Number004874/567
DateJul 31, 2023
Book Page4874/567
Instrument2023010872
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2038

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address437 12TH ST, PLAINWELL, MI 49080-1901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4237/259
DateApr 13, 2018
Book Page4237/259
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term265 Months
DueMay 1, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address437 12TH ST, PLAINWELL, MI 49080-1901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4537/88
DateNov 12, 2020
Book Page4537/88
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOtsego Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,200 (-0.54%) Land $12,100 Building $98,100$220,400 (-0.54%) Land $24,200 Building $196,200
2025$1,921.00 (+2.56%) Homeowner's exemption$110,800 (+32.06%) Land $12,100 Building $98,700$221,600 (+32.06%) Land $24,200 Building $197,400
2024$1,873.00 (+18.32%)
2023$83,900 Land $11,100 Building $72,800$167,800 Land $22,200 Building $145,600
2022$1,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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