Allegan County property record for 434 12th St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,868 sqft |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2020) |
| Tax Bill | $4,050 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-024-056-00 |
| Primary APN | 17-024-056-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Brick |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 188 ft deep x 263 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 434 12TH ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMM |
| Legal Description | COM 934.8' N OF S 1/4 PST TH S 258.7' TH W 208.7' TH N 208.7' TH NE'LY TO POB SEC 24 T1N R12W (94) |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 24 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31900 |
434 12th St is owned and occupied by an individual who bought it in March 2020.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 12TH ST, PLAINWELL, MI 49080-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on File |
| Deed Sale | Mar 26, 2020 · Amount on File |
| Prior Sale | Jun 23, 2016 · Amount on File |
| Deed Book / Page | 4443 / 812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 26, 2020 |
| Property Address | 434 12TH ST, PLAINWELL, MI 49080-1902 |
| Document Number | 004443/812 |
| Book / Page | 4443 / 812 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 12TH ST, 434, PLAINWELL, MI 49080-1902 |
| Name | Verified Name |
|---|---|
| Address | 943 E ALLEGAN ST, MARTIN, MI 49070-9797 |
| Document Number | 0004443303 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 4443/303 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 434 12th St was $4,050 with a homeowner's exemption.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,400 Land $10,300 Building $151,100 | $322,800 Land $20,600 Building $302,200 | |
| 2025 | $4,050.00 | ||
| 2023 | $121,800 Land $10,100 Building $111,700 | $243,600 Land $20,200 Building $223,400 | |
| 2022 | $3,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: 123.NET, AT&T, Surf Internet, T-Mobile, Verizon.
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