430 12th St, Plainwell, MI 49080 Property Records

Allegan County property record for 430 12th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,540 sqft · built 1956
Lot Size	0.994 acres (43,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Mar 2024)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-024-048-01`

Property Details

APN / Parcel Number

Primary APN	`17-024-048-01`
Alternative APN	`03-17-024-048-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	43,299 sqft (0.994 acres)
Lot Dimensions	202 ft deep x 112 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 12TH ST
City	PLAINWELL
State	MI
Zip	49080-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMM
Legal Description	COM S 1/4 COR TH N 467.4? TO POB TH N 88DEG16?51? W 208.7? TH N 208.7? TH S 88DEG16?51? E 208.7? TH S 208.7 TO POB SW 1/4 SEC 24 T1N R12W TAX MAP: 1 AC(2020). SPLIT/COMBINED ON 10/31/2019 FROM 17-024-048-00, 17-024-052-30;
Legal Range	12W
Legal Township	01N
Legal Section	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 12TH ST, PLAINWELL, MI 49080-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Apr 29, 2021	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
May 15, 2018	Warranty Deed, Transfer · SBA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20243198
Deed Book / Page	4926 / 452
Last Transfer Date	Jul 8, 2024
Transfer Doc	004956/409
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 14, 2024
Property Address	430 12TH ST, PLAINWELL, MI 49080-1902
Document Number	004926/452
Book / Page	4926 / 452
Instrument Date	Mar 11, 2024
Instrument	2024003198
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	03750 67TH ST, SOUTH HAVEN, MI 49090-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1274 140TH AVE, WAYLAND, MI 49348-9744

Mortgage

Document Number	2024003124
Date	Mar 14, 2024
Instrument	2024003124

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2021
Property Address	430 12TH ST, PLAINWELL, MI 49080-1902
Document Number	004612/897
Book / Page	4612 / 897
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3203 BRIGHTON CT, 3203, KOKOMO, IN 46902-7810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 12TH ST, PLAINWELL, MI 49080-1902

Mortgage

Document Number	0000461254
Date	Apr 29, 2021
Instrument	4612/54

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 15, 2018
Property Address	430 12TH ST, PLAINWELL, MI 49080-1902
Document Number	004245/659
Book / Page	4245 / 659
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 12TH ST, 430, PLAINWELL, MI 49080-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 12TH ST, PLAINWELL, MI 49080-1902

Mortgage

Document Number	0004245662
Date	May 15, 2018
Instrument	4245/662

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,400 (+0.64%) Land $10,000 Building $131,400	$282,800 (+0.64%) Land $20,000 Building $262,800
2025	$4,789.00 (+29.08%) Homeowner's exemption	$140,500 (+30.82%) Land $10,000 Building $130,500	$281,000 (+30.82%) Land $20,000 Building $261,000
2024	$3,710.00 (-23.3%)
2023		$107,400 Land $9,800 Building $97,600	$214,800 Land $19,600 Building $195,200
2022	$4,837.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: 123.NET, AT&T, Surf Internet, T-Mobile, Verizon.

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