43695 Calle Espada, La Quinta, CA 92253 Property Records

Riverside County property record for 43695 Calle Espada, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,737 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$481,000 (Dec 2014)
Tax Bill	$7,797 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`609-580-002`

Property Details

APN / Parcel Number

Primary APN	`609-580-002`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,737 sqft Living Area
Gross Area	3,777 sqft
1st Floor Area	2,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43695 CALLE ESPADA
City	LA QUINTA
State	CA
Zip	92253-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	.27 ACRES M/L IN LOT 80 MB 334/025 TR 29323-1
Legal Subdivision	TRACT NO. 293231
Legal Tract	29323-1
Legal Lot Number	80
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2013
Census Tract	45214

Owner

43695 Calle Espada is owned and occupied by two individuals who bought it in December 2014.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43695 CALLE ESPADA, LA QUINTA, CA 92253-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2014 · Amount on File
Deed Sale	Dec 12, 2014 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	2014476240
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	0000852283
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43695 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43695 CAKKE ESOADA, LA QUINTA, CA 92253

Mortgage

Document Number	0000197206
Date	Apr 27, 2022
Instrument	2022-0197206

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43695 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346150
Date	Sep 6, 2019
Instrument	2019-0346150

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 43695 Calle Espada was $7,797 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,642 (+2%) Land $147,407 Building $442,235
2025	$7,797.00 Homeowner's exemption	$578,081 Land $144,517 Building $433,564
2023	$7,412.00 (+2.96%) Homeowner's exemption	$555,635 Land $138,906 Building $416,729
2022	$7,199.00
2021			$713,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43695 Calle Espada in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43695 Calle Espada has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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