43650 Calle Espada, La Quinta, CA 92253 Property Records

Riverside County property record for 43650 Calle Espada, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,067 sqft · built 2004
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$609,000 (Mar 2019)
Tax Bill	$9,123 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`609-580-017`

Property Details

APN / Parcel Number

Primary APN	`609-580-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,067 sqft Living Area
Gross Area	4,251 sqft
1st Floor Area	3,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43650 CALLE ESPADA
City	LA QUINTA
State	CA
Zip	92253-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	.43 ACRES M/L IN LOT 95 MB 334/025 TR 29323-1
Legal Subdivision	TRACT NO 29323 1
Legal Tract	29323-1
Legal Lot Number	95
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2012
Census Tract	45214

Owner

43650 Calle Espada is owned and occupied by two individuals who bought it in March 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Mar 12, 2019	Grant Deed, Transfer · Conventional Mortgage HOME LNS TODAY
Dec 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 1, 2017	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	201983520
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	0000511990
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838

Mortgage

Document Number	0000057713
Date	Feb 25, 2026
Instrument	2026-0057713

Lender

Name	ZB NA
Type	Bank
Address	PALM DESERT, CA 92211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNTG BUILDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360120
Date	Sep 13, 2019
Instrument	2019-0360120

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNTG BUILDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838

Mortgage

Document Number	0000433047
Date	Sep 14, 2020
Instrument	2020-0433047

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 12, 2019
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Document Number	0000083520
Instrument Date	Mar 5, 2019
Instrument	83520
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43650 CALLE ESPADA LA QUINTA CA 922538838, LA QUINTA, CA 92253-8838

Mortgage

Document Number	83521
Date	Mar 12, 2019
Instrument	83521

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 6, 2017
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Document Number	0000511990
Map Reference	MB 334 PG 25-34
Instrument Date	Nov 29, 2017
Instrument	2017-0511990
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838

Mortgage

Document Number	0000511991
Date	Dec 6, 2017
Instrument	2017-0511991

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 1, 2017
Property Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838
Document Number	0000172932
Map Reference	MB 334 PG 25-34
Instrument Date	Apr 10, 2017
Instrument	2017-0172932
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	43650 CALLE ESPADA, LA QUINTA, CA 92253-8838

Mortgage

Document Number	0000172933
Date	May 1, 2017
Instrument	2017-0172933

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43650 Calle Espada was $9,123.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,933 (+2%) Land $42,666 Building $650,267
2025	$9,123.00	$679,347 Land $41,830 Building $637,517
2023	$8,689.00 (+2.79%)	$652,968 Land $40,206 Building $612,762
2022	$8,453.00
2021			$723,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43650 Calle Espada in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43650 Calle Espada has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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