43655 Calle Espada, La Quinta, CA 92253 Property Records

Riverside County property record for 43655 Calle Espada, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,890 sqft · built 2004
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2014)
Tax Bill	$6,612 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`609-580-004`

Property Details

APN / Parcel Number

Primary APN	`609-580-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,890 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	2,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43655 CALLE ESPADA
City	LA QUINTA
State	CA
Zip	92253-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	.33 ACRES M/L IN LOT 82 MB 334/025 TR 29323-1
Legal Subdivision	TRACT NO 29323 1
Legal Tract	29323-1
Legal Lot Number	82
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2013
Census Tract	45214

Owner

43655 Calle Espada is owned and occupied by two individuals who bought it in May 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43655 CALLE ESPADA, LA QUINTA, CA 92253-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage KC LENDING GROUP INC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage VANMAR LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2014 · Amount on File
Deed Sale	May 19, 2014 · Amount on File
Prior Sale	Nov 3, 2004 · Amount on File
Deed Document Number	2014181905
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43655 CALLE ESPADA, LA QUINTA, CA 92253-8838
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43855 CALLE ESPADA, LA QUINTA, CA 92253

Mortgage

Document Number	0000429652
Date	Jul 16, 2021
Instrument	2021-0429652

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company
Address	PALM DESERT, CA 92211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	169 Months
Due	Aug 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43655 CALLE ESPADA, LA QUINTA, CA 92253-8838
Document Number	0000096504
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43655 CALLE ESPADA LA QUINTA CA 922538838, LA QUINTA, CA 92253-8838

Mortgage

Document Number	0000096504
Date	Mar 2, 2020
Instrument	96504

Lender

Name	VANMAR LNDG
Address	PALM DESERT, CA 92211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 43655 Calle Espada was $6,612 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,636 (+2%) Land $121,279 Building $366,357
2025	$6,612.00 Homeowner's exemption	$478,075 Land $118,901 Building $359,174
2023	$6,272.00 (+3.16%) Homeowner's exemption	$459,513 Land $114,285 Building $345,228
2022	$6,080.00
2021			$675,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43655 Calle Espada in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43655 Calle Espada has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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