Chesterfield County property record for 4367 Hwy 265, Ruby, SC 29741 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2002 |
| Square Footage | 1,976 sqft Total Area |
| Lot Size | 188,615 sqft (4.33 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $317.00 (2025) |
| Primary APN | 108 000 000 092 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,976 sqft Total Area |
|---|---|
| 1st Floor | 1,976 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 188,615 sqft (4.33 acres) |
| Total Buildings | 2 Total Buildings |
| Account Number | 00015084 |
|---|---|
| Street Address | 4367 HIGHWAY 265 |
| City | RUBY |
| State | SC |
| Zip | 29741-7741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.33 ACRE LOT |
| Legal Subdivision | JEROME R METTEAL |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 108 000 000 092
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 177, RUBY, SC 29741-0177 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FOUNDERS FEDERAL CREDIT UNION |
| May 24, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FOUNDERS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2011 |
| Transfer Doc | 00476/0190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 4367 HIGHWAY 265, RUBY, SC 29741-7741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 506/465 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 506/465 |
| Instrument | 2061 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 4367 HIGHWAY 265, RUBY, SC 29741-7741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 506/444 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 506/444 |
| Instrument | 2060 |
| Name | FOUNDERS FEDERAL CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Jun 05, 2020 |
| Index | Other |
| Margin | 3 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 (+50.95%) Homeowner's exemption | $3,720 (+14.81%) Land $590 Building $3,130 | $162,300 (+100.62%) Land $17,200 Building $145,100 |
| 2023 | $210.00 Homeowner's exemption | $3,240 Land $520 Building $2,720 | $80,900 Land $12,900 Building $68,000 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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