3402 Hwy 265, Ruby, SC 29741 Property Records

Chesterfield County property record for 3402 Hwy 265, Ruby, SC 29741 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1972
Square Footage	1,121 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$432.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`108 000 000 053`
Alternative APNs	`00015033` `00828893` `828893`

Interior

Full Baths	1 Baths
Building Area	1,121 sqft Total Area
1st Floor	1,121 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	43,560 sqft (1 acres)
Total Buildings	4 Total Buildings

Location & Zoning

Account Number	00015033
Street Address	3402 HIGHWAY 265
City	RUBY
State	SC
Zip	29741-7738
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.00 ACRE LOT
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	MOUNT CROGHAN
Census Blockgroup	2
Census Block	2029
Census Tract	950300

Owner

Source: Chesterfield County records · APN 108 000 000 053

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 HIGHWAY 265, RUBY, SC 29741-7738
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 15, 2016
Transfer Doc	00496/0350
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	3402 HIGHWAY 265, RUBY, SC 29741-7738
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	515/692
Date	Jul 06, 2020
Book Page	515/692
Instrument	202000002527

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 05, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$432.00 (+31.31%)	$2,690 (+14.96%) Land $230 Building $2,460	$92,100 (+57.17%) Land $6,000 Building $86,100
2023	$329.00	$2,340 Land $200 Building $2,140	$58,600 Land $5,000 Building $53,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	About 1 in 971 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.