Chesterfield County property record for 5088 Hwy 265, Ruby, SC 29741 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 988 sqft Total Area |
| Lot Size | 118,919 sqft (2.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2022) |
| Tax Bill | $2,959.00 (2025) |
| Primary APN | 108 000 000 029 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 988 sqft Total Area |
| 1st Floor | 988 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 118,919 sqft (2.73 acres) |
| Total Buildings | 2 Total Buildings |
| Heating System | Gas Heating |
|---|
| Account Number | 00014998 |
|---|---|
| Street Address | 5088 HIGHWAY 265 |
| City | RUBY |
| State | SC |
| Zip | 29741-5758 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 2.73 ACRE LOT |
| Legal Subdivision | GLEN C OLIVER |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 108 000 000 029
Assessment roll updated February 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5088 HIGHWAY 265, RUBY, SC 29741-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU |
| Jul 26, 2019 | Deed, Transfer · Stand Alone First Mortgage FINANCE AMERICA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Doc Number | 20222481 |
| Deed Book / Page | 547 / 381 |
| Prior Transfer Date | Mar 11, 2014 |
| Prior Transfer Doc | 00482/0721 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jun 02, 2022 |
| Property Address | 5088 HIGHWAY 265, RUBY, SC 29741-5758 |
| Document Number | 000547/381 |
| Book / Page | 547 / 381 |
| Map Reference | MB 18 PG 105 |
| Instrument Date | May 18, 2022 |
| Instrument | 202200002481 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5088 HIGHWAY 265, RUBY, SC 29741-5758 |
| Document Number | 202200002482 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 202200002482 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jul 26, 2019 |
| Property Address | 5088 HIGHWAY 265, RUBY, SC 29741-5758 |
| Document Number | 0000523/77 |
| Book / Page | 523 / 77 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 2904 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5088 HIGHWAY 265, RUBY, SC 29741-5758 |
| Document Number | 000507/934 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 507/934 |
| Instrument | 2905 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,959.00 (-1.2%) | $8,950 (-5.19%) Land $720 Building $8,230 | $149,200 (-5.15%) Land $12,000 Building $137,200 |
| 2023 | $2,995.00 | $9,440 Land $540 Building $8,900 | $157,300 Land $9,000 Building $148,300 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 54% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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