Allegany County property record for 436 Walnut St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,352 sqft · built 1910 |
| Lot Size | 0.073 acres (3,171 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Jun 2019) |
| Tax Bill | $548 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-021448 |
| Primary APN | 05-021448 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Total Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,171 sqft (0.073 acres) |
| Lot Dimensions | 99 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021448 |
|---|---|
| Street Address | 436 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1616 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 436-438 WALNUT ST PT LOTS 34-35 32X99 95 |
| Legal Subdivision | HOOK S ADDITION |
| Legal Lot Number | 34,35 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 1000 |
436 Walnut St, a townhouse, is owned and occupied by an individual who bought it in June 2019.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | Mar 15, 1999 |
| Deed Book / Page | 2477 / 437 |
| Transfer Doc | 0000000373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 27, 2019 |
| Property Address | 436 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Document Number | 0024770437 |
| Book / Page | 002477 / 000437 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436-438 WALNUT ST CUMBERLAND MD 215021616, CUMBERLAND, MD 21502-1616 |
| Document Number | 24770443 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 002477/000443 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 26, 2034 |
The 2025 property tax bill for 436 Walnut St was $548.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,900 Land $2,800 Building $64,100 | $66,900 Land $2,800 Building $64,100 | |
| 2025 | $548.00 | ||
| 2023 | $423.00 | $45,500 Land $2,800 Building $42,700 | $45,500 Land $2,800 Building $42,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Walnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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