Allegany County property record for 428 Walnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,836 sqft · built 1890 |
| Lot Size | 0.104 acres (4,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,540 (Feb 2025) |
| Tax Bill | $557 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-011531 |
| Primary APN | 05-011531 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,836 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,550 sqft (0.104 acres) |
| Lot Dimensions | 91 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 354 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 011531 |
|---|---|
| Street Address | 428 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 428 WALNUT ST LOT 32 92 HOOKS 50X91 |
| Legal Subdivision | HOOKS ADD |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 1000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 WALNUT ST, CUMBERLAND, MD 21502-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on Record |
| Deed Sale | Feb 4, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2007 |
| Deed Book / Page | 3034 / 449 |
| Prior Transfer Date | Jan 15, 2007 |
| Prior Transfer Doc | 001349-0265 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,200 (+8.88%) Land $4,000 Building $62,200 | $66,200 (-) Land $4,000 Building $62,200 | |
| 2025 | $557.00 (+19.78%) Homeowner's exemption | $60,800 (+21.6%) | $66,200 (+32.4%) Land $4,000 Building $62,200 |
| 2023 | $465.00 Homeowner's exemption | $50,000 Land $4,000 Building $46,000 | $50,000 Land $4,000 Building $46,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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