Allegany County property record for 437 Walnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,684 sqft · built 1875 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jun 2021) |
| Tax Bill | $423 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-026415 |
| Primary APN | 05-026415 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,684 sqft Total Area |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 026415 |
|---|---|
| Street Address | 437 WALNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 437 WALNUT ST LOT 48 50X130 HOOKS ADDN |
| Legal Subdivision | HOOKS ADD |
| Legal Lot Number | 48 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 1000 |
437 Walnut St is owned by an individual who bought it in June 2021.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 HELEN ST, CUMBERLAND, MD 21502-2457 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on File |
| Deed Sale | Jun 2, 2021 · Amount on File |
| Deed Book / Page | 2665 / 318 |
| Prior Transfer Date | Jan 10, 2012 |
| Prior Transfer Doc | 001847-0388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 2, 2021 |
| Property Address | 437 WALNUT ST, CUMBERLAND, MD 21502-1615 |
| Document Number | 002665-0318 |
| Book / Page | 2665 / 318 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTICUS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 305 HELEN ST, CUMBERLAND, MD 21502-2457 |
The 2025 property tax bill for 437 Walnut St was $423.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,100 (+6.51%) Land $5,500 Building $43,600 | $49,100 (-) Land $5,500 Building $43,600 | |
| 2025 | $423.00 | $46,100 | $49,100 Land $5,500 Building $43,600 |
| 2023 | $373.00 | $40,100 Land $5,500 Building $34,600 | $40,100 Land $5,500 Building $34,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Walnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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