436 S 3rd St, La Crescent, MN 55947 Property Records

Houston County property record for 436 S 3rd St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,556 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Sep 2017)
Tax Bill	$2,204 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25.0455.000`

Property Details

APN / Parcel Number

Primary APN	`25.0455.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	771 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	170 sqft
Deck Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	436 S 3RD ST
City	LA CRESCENT
State	MN
Zip	55947-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT-999 BLOCK-086 LOT 19 & E 5 FT LOT 20 BLK 86 LA CRESCENT PLAT DOC #219000; DOC
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	86
Legal Lot Number	19-20
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	1
Census Block	1055
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 S 3RD ST, LA CRESCENT, MN 55947-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage MERCHANTS BANK NA
Oct 4, 2018	Deed of Trust, Mortgage MERCHANTS BANK & TRUST
Sep 20, 2017	Warranty Deed, Transfer · Construction Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	2017288952
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	436 S 3RD ST, LA CRESCENT, MN 55947-1329
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A304263
Date	Sep 8, 2021
Instrument	A304263

Lender

Name	MERCHANTS BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	436 S 3RD ST, LA CRESCENT, MN 55947-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A292443
Date	Oct 4, 2018
Instrument	A292443

Lender

Name	MERCHANTS BANK & TRUST

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Sep 20, 2017
Property Address	436 S 3RD ST, LA CRESCENT, MN 55947-1329
Document Number	288952
Instrument Date	Sep 15, 2017
Instrument	288952
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 S 3RD ST, LA CRESCENT, MN 55947-1329

Mortgage

Document Number	288953
Date	Sep 20, 2017
Instrument	288953

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2018

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,204.00 Homeowner's exemption	$183,000 (-4.34%) Land $35,800 Building $147,200	$183,000 (-4.34%) Land $35,800 Building $147,200
2025	$2,204.00 (+16.61%)
2023	$1,890.00 Homeowner's exemption	$191,300 Land $24,800 Building $166,500	$191,300 Land $24,800 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	59 (1979–2024)
Claims Outside the SFHA	3 of 59
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 6 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 27 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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