447 S 3rd St, La Crescent, MN 55947 Property Records

Houston County property record for 447 S 3rd St, La Crescent, MN 55947

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,224 sqft · built 1990
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2022)
Tax Bill	$2,062 (2026)
Deeds & Mortgages	Feb 2017 Mortgage May 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25.0478.001`

Property Details

APN / Parcel Number

Primary APN	`25.0478.001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	124 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	38 ft deep x 26 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	447 S 3RD ST
City	LA CRESCENT
State	MN
Zip	55947-1330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SECT-10 TWP-104 RANGE-004 ELM 3RD TOWNHOUSE ADDITION LOT-999 BLOCK-001 LOT 2 & 1/8 OF LOT 9 - BLK 1 ELM ON THIRD TOWNHOUSE AD
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	ELM 3RD TOWNHOUSE ADDITION
Legal Block	1
Legal Lot Number	2,9
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3000
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ASSOCIATED BANK NA
Mar 1, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 27, 2025	Deed of Trust, Mortgage · Seller Carry-Back CO OP CREDIT UNION
Sep 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CO-OP CREDIT UNION
Feb 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	2022308031
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287034
Date	Feb 14, 2017
Instrument	287034

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A294253
Date	May 3, 2019
Instrument	A294253

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001260394
Date	Mar 1, 2010
Instrument	1260394

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2025

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A316229
Date	Jun 27, 2025
Instrument	A316229

Lender

Name	CO OP CREDIT UNION
Type	Credit Union

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Sep 6, 2022
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Document Number	000A308031
Instrument Date	Sep 2, 2022
Instrument	A308031
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330

Mortgage

Document Number	000A308032
Date	Sep 6, 2022
Instrument	A308032

Lender

Name	CO-OP CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Feb 12, 2019
Property Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330
Document Number	A293538
Instrument Date	Feb 11, 2019
Instrument	A293538
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 S 3RD ST, LA CRESCENT, MN 55947-1330

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,062.00 Homeowner's exemption	$173,700 (+19.3%) Land $8,800 Building $164,900	$173,700 (+19.3%) Land $8,800 Building $164,900
2025	$2,062.00 (+8.76%)
2023	$1,896.00	$145,600 Land $7,500 Building $138,100	$145,600 Land $7,500 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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