428 S 3rd St, La Crescent, MN 55947 Property Records

Houston County property record for 428 S 3rd St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,162 sqft · built 1932
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Feb 2020)
Tax Bill	$3,532 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.0453.000`

Property Details

APN / Parcel Number

Primary APN	`25.0453.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	872 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	67 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	428 S 3RD ST
City	LA CRESCENT
State	MN
Zip	55947-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT 18 EX W 45 FT & W 40 FT LOT 17 - BLK 86 LA CRESCENT PLAT - DOC 248317 ACCOUNT
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	86
Legal Lot Number	17-18
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	1
Census Block	1055
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 S 3RD ST, LA CRESCENT, MN 55947-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Document Number	2020297208
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Feb 20, 2020
Property Address	428 S 3RD ST, LA CRESCENT, MN 55947-1329
Document Number	A297208
Instrument Date	Jan 20, 2020
Instrument	A297208
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 S 3RD ST, LA CRESCENT, MN 55947-1329

Mortgage

Document Number	A297209
Date	Feb 20, 2020
Instrument	A297209

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000A297208
Date	Feb 20, 2020
Instrument	A297208

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,532.00 Homeowner's exemption	$270,200 (-9.81%) Land $29,300 Building $240,900	$270,200 (-9.81%) Land $29,300 Building $240,900
2025	$3,532.00 (-12.49%)
2023	$4,036.00 Homeowner's exemption	$299,600 Land $20,300 Building $279,300	$299,600 Land $20,300 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	59 (1979–2024)
Claims Outside the SFHA	3 of 59
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 6 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 27 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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