422 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 422 Ryerson Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,150 sqft · built 1968
Lot Size	0.162 acres (7,078 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Nov 2025)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-151-014`

Property Details

APN / Parcel Number

Primary APN	`06-24-151-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,078 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	422 RYERSON AVE
City	ELGIN
State	IL
Zip	60123-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H HINTZES SUB LOTS 3, 4, 5, 6, 7, 8, 9, & 10 OF HARDINGS RE-SUB OF LOT 32 OF B W RAYMONDS 2ND ADD
Legal Subdivision	W H HINTZES SUB
Legal Block	3
Legal Lot Number	3-10,
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6N147 COUNTY FARM RD, HANOVER PARK, IL 60133-5186
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	202546987
Prior Transfer Date	Nov 23, 2024
Prior Transfer Doc	0000043572
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 26, 2025
Property Address	422 RYERSON AVE, ELGIN, IL 60123-7736
Document Number	0000046987
Instrument Date	Sep 3, 2012
Instrument	2025K046987
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORTION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 RYERSON AVE, ELGIN, IL 60123-7736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6N147 COUNTY FARM RD, HANOVER PARK, IL 60133-5186

Mortgage

Document Number	0000046988
Date	Nov 26, 2025
Instrument	2025K046988

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	8.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00 (+5.35%)	$93,973 (+8.57%) Land $14,798 Building $79,175	$282,032 (+8.57%) Land $44,412 Building $237,620
2024	$5,646.00 (+6.39%) Homeowner's exemption	$86,555 (+21.39%) Land $13,630 Building $72,925	$259,769 (+21.44%) Land $40,906 Building $218,863
2022	$5,307.00 (+6.89%) Homeowner's exemption	$71,301 (+6.96%) Land $11,228 Building $60,073	$213,903 (+6.96%) Land $33,684 Building $180,219
2021	$4,965.00 Homeowner's exemption	$66,661 Land $10,497 Building $56,164	$199,983 Land $31,491 Building $168,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20