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436 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 436 Murray Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,739 sqft · built 1948
Lot Size0.466 acres (20,300 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (Aug 1996)
Tax Bill$6,237 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN487-444-15-00

Property Details

APN / Parcel Number

Primary APN487-444-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,739 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area20,300 sqft (0.466 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address436 MURRAY DR
CityEL CAJON
StateCA
Zip92020-4117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 8 LOT 13 TR 002041
Legal SubdivisionFLETCHER HILLS
Legal Tract002041
Legal Block8
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address436 MURRAY DR, EL CAJON, CA 92020-4117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
May 19, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 1996 · Amount on Record
Deed SaleAug 7, 1996 · Amount on Record
Deed Document Number1996398072
Last Transfer DateAug 23, 2024
Transfer Doc0000229849
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address436 MURRAY DR, EL CAJON, CA 92020-4117
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 MURRAY DR, EL CAJON, CA 92020-4117

Mortgage

Document Number0000045836
DateFeb 19, 2026
Instrument2026-0045836
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2020
Property Address436 MURRAY DR, EL CAJON, CA 92020-4117
Document Number0000254788
Map ReferenceMAP 2041
Instrument DateApr 30, 2020
Instrument2020-0254788
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address436 MURRAY DR, EL CAJON, CA 92020-4117

Mortgage

Document Number0000254789
DateMay 19, 2020
Instrument2020-0254789
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$455,158 (+2%) Land $132,887 Building $322,271
2025$6,237.00 (+12.12%) Homeowner's exemption$446,234 (+4.04%) Land $130,282 Building $315,952
2023$5,563.00 (-2.74%) Homeowner's exemption$428,908 Land $125,224 Building $303,684
2022$5,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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