403 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 403 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,102 sqft · built 1959
Lot Size	0.188 acres (8,200 sqft)
Owner	Company Name on File
Last Sale	$675,000 (Sep 2020)
Tax Bill	$8,460 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Feb 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`487-240-01-00`

Property Details

APN / Parcel Number

Primary APN	`487-240-01-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,102 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,200 sqft (0.188 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	403 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 167 TR 003279
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	003279
Legal Block	2
Legal Lot Number	167
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16000

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Feb 23, 2021	Intrafamily Transfer, Transfer
Sep 15, 2020	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG
Jun 26, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG
Oct 27, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2020541353
Last Transfer Date	Dec 9, 2020
Transfer Doc	0000138856
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610237
Date	Dec 28, 2017
Instrument	2017-0610237

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2021
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000138856
Map Reference	MAP 3279
Instrument Date	Dec 9, 2020
Instrument	2021-0138856
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR, EL CAJON, CA 92020-4116

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2020
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000541353
Map Reference	MAP 3279
Instrument Date	Aug 27, 2020
Instrument	2020-0541353
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR, EL CAJON, CA 92020-4116

Mortgage

Document Number	0000541354
Date	Sep 15, 2020
Instrument	2020-0541354

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2019
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000249128
Instrument Date	Jun 7, 2019
Instrument	249128
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

Mortgage

Document Number	249129
Date	Jun 25, 2019
Instrument	249129

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2019
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000250114
Instrument Date	Jun 7, 2019
Instrument	250114
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000516946
Instrument Date	Dec 11, 2018
Instrument	516946
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2018
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000516634
Instrument Date	Dec 11, 2018
Instrument	516634
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

Mortgage

Document Number	516635
Date	Dec 17, 2018
Instrument	516635

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2017
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000502035
Instrument Date	Oct 26, 2017
Instrument	502035
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	403 MURRAY DR EL CAJON CA 920204116, EL CAJON, CA 92020-4116

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	403 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000395358
Map Reference	MAP3279
Instrument Date	Jul 3, 2017
Instrument	2017-0395358
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURRAY DR, EL CAJON, CA 92020-4116

Mortgage

Document Number	0000395359
Date	Aug 29, 2017
Instrument	2017-0395359

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,446 (+2%) Land $331,223 Building $331,223
2025	$8,460.00 (+5.57%)	$649,458 (+4.04%) Land $324,729 Building $324,729
2023	$8,014.00 (+1.15%)	$624,240 Land $312,120 Building $312,120
2022	$7,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

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