419 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 419 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,515 sqft · built 1968
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,390 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`487-240-02-00`

Property Details

APN / Parcel Number

Primary APN	`487-240-02-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,515 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	11,200 sqft (0.257 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	419 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 166 TR 003279
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	003279
Legal Block	2
Legal Lot Number	166
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4952 YERBA SANTA DR, SAN DIEGO, CA 92115-1038
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FUNDLOANS
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 2, 2024
Transfer Doc	0000006045
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	419 MURRAY DR, EL CAJON, CA 92020-4116
Document Number	0000152585
Instrument Date	May 26, 2026
Instrument	2026152585
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	4952 YERBA SANTA DR, SAN DIEGO, CA 92115-1038

Mortgage

Document Number	0000152585,
Date	May 28, 2026
Instrument	2026152585

Lender

Name	FUNDLOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	419 MURRAY DR, EL CAJON, CA 92020-4116
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 YERBA SANTA DR, SAN DIEGO, CA 92115-1038

Mortgage

Document Number	0000006046
Date	Jan 9, 2024
Instrument	2024-0006046

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$197,415 (+2%) Land $81,035 Building $116,380
2025	$3,390.00 (+5.71%) Homeowner's exemption	$193,546 (+4.04%) Land $79,447 Building $114,099
2023	$3,207.00 (+4.43%) Homeowner's exemption	$186,032 Land $76,363 Building $109,669
2022	$3,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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