439 Ferry Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 439 Ferry Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,930 sqft · built 1968
Lot Size	0.455 acres (19,819 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (May 2019)
Tax Bill	$15,937 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-946-12761005`

Property Details

APN / Parcel Number

Primary APN	`02-946-12761005`
Alternative APNs	`2-946-12761005` `94612761005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,930 sqft Living Area
1st Floor Area	1,985 sqft
Utility Area	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,819 sqft (0.455 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	416 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	94612761005
Street Address	439 FERRY POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.455 ACRE WILD ROSE SHORES
Legal Subdivision	WILD ROSE SHORES
Legal Block	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4015
Census Tract	702500

Owner

439 Ferry Point Rd is owned and occupied by an individual who acquired it in May 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
May 2, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on File
Deed Sale	May 2, 2019 · Amount on File
Prior Sale	Apr 5, 2001 · Amount on File
Deed Book / Page	33095 / 325
Last Transfer Date	May 3, 2023
Transfer Doc	0396490220
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 12, 2023
Property Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0396490220
Book / Page	39649 / 220
Instrument Date	May 3, 2023
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351

Mortgage

Document Number	0373900441
Date	Aug 19, 2021
Book Page	37390/441

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Apr 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0336350238
Date	Sep 27, 2019
Book Page	33635/238

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 2, 2019
Property Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0330950325
Book / Page	033095 / 000325
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 FERRY POINT RD ANNAPOLIS MD 214031351, ANNAPOLIS, MD 21403-1351

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 FERRY POINT RD, ANNAPOLIS, MD 21403-1351
Document Number	0311700471
Book / Page	031170 / 000471
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 FERRY POINT RD ANNAPOLIS MD 214031351, ANNAPOLIS, MD 21403-1351

Mortgage

Document Number	0311700471
Date	Jul 20, 2017
Book Page	031170/000471

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 439 Ferry Point Rd was $15,937 with a homeowner's exemption, up 1.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,665,000 (+3.46%) Land $1,014,900 Building $650,100	$1,665,000 (-) Land $1,014,900 Building $650,100
2025	$15,937.00 (+1.72%) Homeowner's exemption	$1,609,300	$1,665,000 Land $1,014,900 Building $650,100
2024	$15,668.00 (+6.29%)
2023	$14,741.00 Homeowner's exemption	$1,497,900 Land $1,206,100 Building $291,800	$1,497,900 Land $1,206,100 Building $291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Ferry Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Ferry Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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