Jefferson County property record for 436 E Polk St, Waterloo, WI 53594 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (1992) |
| Tax Bill | $3,228.00 (2025) |
| Primary APN | 290-0813-0822-102 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 436 E POLK ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1517 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 16, BLK 2, MRS T FISHER'S ADD. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NW |
| Legal Subdivision | FISCHER ADD |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | JEFFERSON WI |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 100400 |
Source: Jefferson County records · APN 290-0813-0822-102
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 436 E POLK ST, WATERLOO, WI 53594-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CREDIT UNION |
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CU |
| Jan 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AVESTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 1992 · Amount on Record |
| Deed Sale | Oct 01, 1992 · Amount on Record |
| Deed Doc Number | 1369168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Jun 22, 2026 |
| Property Address | 436 E POLK ST, WATERLOO, WI 53594-1517 |
| Document Number | 0001508767 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20261508767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 436 E POLK ST, WATERLOO, WI 53594-1517 |
| Document Number | 0001508767, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20261508767 |
| Name | AVESTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 436 E POLK ST, WATERLOO, WI 53594-1517 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001483321 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 1483321 |
| Name | AVESTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 436 E POLK ST, WATERLOO, WI 53594-1517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001480597 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 1480597 |
| Name | AVESTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 03, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,228.00 (+20.18%) Homeowner's exemption | $176,200 (+30.62%) Land $44,000 Building $132,200 | $194,400 |
| 2023 | $2,686.00 Homeowner's exemption | $134,900 Land $37,000 Building $97,900 |
436 E Polk St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Jefferson County (55055C), updated November 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures