133 1/2 E Polk St, Waterloo, WI 53594 Property Records

Jefferson County property record for 133 1/2 E Polk St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.244 acres (10,672 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2023)
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0822-049`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0822-049`

Exterior

Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	162 ft deep x 66 ft wide

Location & Zoning

Street Address	133 1/2 E POLK ST
City	WATERLOO
State	WI
Zip	53594-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 132FT W OF SE/C OF BLK 17, ORIG PLAT, N TO S/L OF RR, W TO NW/C LOT 10, BLK 17 S TO SW/C OF LOT 10, E TO POB.
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Block	17
Legal Lot Number	10
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1025
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	W5245 NAVAN RD, WATERTOWN, WI 53094-9152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	1472461
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 27, 2023
Property Address	133 1/2 E POLK ST, WATERLOO, WI 53594-1439
Document Number	0001472461
Instrument Date	Mar 24, 2023
Instrument	1472461
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W5245 NAVAN RD, WATERTOWN, WI 53094-9152

Mortgage

Document Number	0001472462
Date	Mar 27, 2023
Instrument	1472462

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 26, 2021
Property Address	133 1/2 E POLK ST, WATERLOO, WI 53594-1439
Document Number	0001442556
Instrument Date	Mar 26, 2021
Instrument	1442556
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 E POLK ST, WATERLOO, WI 53594-1439
Investor	Possibly a Property Investor

Mortgage

Document Number	0001442557
Date	Mar 26, 2021
Instrument	1442557

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,624.00 (+26.94%) Homeowner's exemption	$197,800 (+38.13%) Land $43,500 Building $154,300	$218,300
2023	$2,855.00 Homeowner's exemption	$143,200 Land $36,500 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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