Jefferson County property record for 318 E Polk St, Waterloo, WI 53594
| Property Type | Commercial |
|---|---|
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $175,000 (Dec 2024) |
| Tax Bill | $1,291 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0822-071 |
| Primary APN | 290-0813-0822-071 |
|---|
| Lot Area | 11,979 sqft (0.275 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 318 E POLK ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1479 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | N120FT OF E100FT OUT LOT 18, ASR PLT |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | ASSESSORS PLAT |
| Legal Lot Number | 18 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 100400 |
Source: Jefferson County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | N7585 NOVAK LN, WATERLOO, WI 53594 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on Record |
| Deed Sale | Dec 2, 2024 · Amount on Record |
| Prior Sale | Feb 13, 2006 · Amount on Record |
| Deed Document Number | 20241490150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Apr 30, 2026 |
| Property Address | 318 E POLK ST, WATERLOO, WI 53594-1479 |
| Document Number | 0001506917 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20261506917 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | W7585 NOVAK LN, WATERLOO, WI 53594-9714 |
| Document Number | 0001506917, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261506917 |
| Name | FARMERS MERCHANTS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Jefferson County assessment roll, as of February 18, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,291.00 (+11.68%) Homeowner's exemption | $70,500 (+17.5%) Land $17,500 Building $53,000 | $77,800 |
| 2023 | $1,156.00 Homeowner's exemption | $60,000 Land $15,000 Building $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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