Kenton County property record for 436 Dell Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Oct 2025) |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-16-003.00 |
| Primary APN | 003-40-16-003.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 436 DELL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 130-131-132 & SW 7' LOT 129 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 29 |
| Legal Lot Number | 132,1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65600 |
436 Dell Ave is owned by two individuals who bought it in October 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2883 NORTHCROSS DR, HEBRON, KY 41048-6710 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Apr 4, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Dec 3, 2024 · Amount on File |
| Deed Document Number | 2025109 |
| Deed Book / Page | 369 / 451 |
| Prior Transfer Date | Mar 22, 2019 |
| Prior Transfer Doc | 0000000153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 17, 2025 |
| Property Address | 436 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0005900109 |
| Book / Page | KC 369 / 451 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 25101705900109 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 RED BUD DR, TAYLOR MILL, KY 41015-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2883 NORTHCROSS DR, HEBRON, KY 41048-6710 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 4, 2019 |
| Property Address | 436 DELL ST, ELSMERE, KY 41018-2127 |
| Document Number | 0000000153 |
| Book / Page | 0C6633 / 000033 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3655 OLD TURKEYFOOT RD ERLANGER KY 41018, ERLANGER, KY 41018 |
| Document Number | 154 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 0C6633/000038 |
| Instrument | 154 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 3, 2034 |
The 2025 property tax bill for 436 Dell Ave was $1,910, down 1.1% from the year before.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,800 (-) Land $20,000 Building $105,800 | $125,800 (-) Land $20,000 Building $105,800 | |
| 2025 | $1,910.00 (-1.09%) | $125,800 (-) Land $20,000 Building $105,800 | $125,800 (-) Land $20,000 Building $105,800 |
| 2024 | $1,931.00 (+2.44%) | $125,800 (-) Land $20,000 Building $105,800 | $125,800 (-) Land $20,000 Building $105,800 |
| 2023 | $1,885.00 | $125,800 Land $20,000 Building $105,800 | $125,800 Land $20,000 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Dell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 436 Dell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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