Kenton County property record for 416 Dell Ave, Elsmere, KY 41018
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 2 ba · 2,522 sqft · built 1916 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Oct 2020) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-17-002.00 |
| Primary APN | 003-40-17-002.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,522 sqft Finished Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 416 DELL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | SOUTH ERLANGER LOTS 114 THRU 118 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 114-1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 DELL AVE, ELSMERE, KY 41018-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA |
| Oct 29, 2020 | Grant Deed, Transfer MATTINGLY FORD TITLE SVCS LLC |
| Oct 29, 2020 | Deed with Mortgage, Transfer · Conventional with PMI FIFTH THIRD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2011 · Amount on Record |
| Deed Document Number | 20205900022 |
| Deed Book / Page | 52 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 4, 2026 |
| Property Address | 416 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0000017279 |
| Book / Page | 473 / 916 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202617279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 416 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0000017279, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 473/916 |
| Instrument | 202617279 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 416 DELL ST, ELSMERE, KY 41018-2127 |
| Document Number | 0000000023 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 416 DELL ST ELSMERE KY 410182127, ELSMERE, KY 41018-2127 |
| Document Number | 0000000023 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 00M117/000437 |
| Instrument | 23 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2020 |
| Property Address | 416 DELL ST, ELSMERE, KY 41018-2127 |
| Document Number | 0000000022 |
| Book / Page | 000052 / 000075 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 22 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 DELL ST ELSMERE KY 410182127, ELSMERE, KY 41018-2127 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2020 |
| Property Address | 416 DELL ST, ELSMERE, KY 41018-2127 |
| Document Number | 0000000023 |
| Book / Page | 00KC52 / 000075 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 23 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | MATTINGLY FORD TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 DELL ST ELSMERE KY 410182127, ELSMERE, KY 41018-2127 |
| Document Number | 0000000023 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 00M117/000437 |
| Instrument | 23 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $35,000 Building $115,000 | $150,000 (-) Land $35,000 Building $115,000 | |
| 2025 | $2,278.00 (+1.33%) | $150,000 (-) Land $35,000 Building $115,000 | $150,000 (-) Land $35,000 Building $115,000 |
| 2023 | $2,248.00 | $150,000 Land $35,000 Building $115,000 | $150,000 Land $35,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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