Kenton County property record for 424 Dell Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1920 |
| Lot Size | 0.487 acres (21,215 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Feb 2026) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-16-001.00 |
| Primary APN | 003-40-16-001.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,215 sqft (0.487 acres) |
| Lot Dimensions | 202 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 424 DELL AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 124 TO 127 105'X 202.05' IRREG |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 124-127 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65600 |
424 Dell Ave is owned by a company that bought it in February 2026 and is owner-occupied.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 714 PIKE ST, COVINGTON, KY 41011-2176 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC |
| Feb 23, 2026 | Deed, Transfer |
| Feb 24, 2026 | Deed, Transfer · Balloon Mortgage PRIME ONE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Prior Sale | Feb 23, 2026 · Amount on File |
| Deed Document Number | 20263646 |
| Deed Book / Page | 391 / 605 |
| Prior Transfer Date | May 10, 2005 |
| Prior Transfer Doc | 0005900178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 424 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0000017691 |
| Book / Page | 476 / 505 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202617691 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 10871 ROSEBRIAR DR, UNION, KY 41091-8013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017691, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 476/505 |
| Instrument | 202617691 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 23, 2026 |
| Property Address | 424 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0000003543 |
| Book / Page | 391 / 385 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 26059000003543 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 DELL AVE, ELSMERE, KY 41018-2127 |
| Name | Verified Name |
|---|---|
| Address | 311 ELM ST STE 280, 280, CINCINNATI, OH 45202-2778 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 24, 2026 |
| Property Address | 424 DELL AVE, ELSMERE, KY 41018-2127 |
| Document Number | 0000003646 |
| Book / Page | 391 / 605 |
| Map Reference | PL 294 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 26059000003646 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 ELM ST STE 280, 280, CINCINNATI, OH 45202-2778 |
| Name | Verified Name |
|---|---|
| Address | 714 PIKE ST, COVINGTON, KY 41011-2176 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003647 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 26059000003647 |
| Name | PRIME ONE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 13, 2027 |
The 2025 property tax bill for 424 Dell Ave was $1,389 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,600 (-) Land $40,000 Building $100,600 | $140,600 (-) Land $40,000 Building $100,600 | |
| 2025 | $1,389.00 Homeowner's exemption | $140,600 Land $40,000 Building $100,600 | $140,600 Land $40,000 Building $100,600 |
| 2023 | $1,412.00 Homeowner's exemption | $140,600 Land $40,000 Building $100,600 | $140,600 Land $40,000 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Dell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 424 Dell Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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