4357 River Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 4357 River Rd, Hilliard, FL 32046 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2000
Square Footage	2,747 sqft Living Area
Lot Size	62,726 sqft (1.44 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2024)
Tax Bill	$3,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-2N-23-1803-0005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,747 sqft Living Area
Gross Area	3,276 sqft Gross Area
1st Floor	2,263 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	62,726 sqft (1.44 acres)
Driveway	Driveway Concrete
Garage Type	Attached Garage
Garage Area	529 sqft Garage
Deck Area	Deck Area
Patio Area	548 sqft Patio
Porch Area	754 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	4357 RIVER RD
City	HILLIARD
State	FL
Zip	32046-5527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 RANDY ACRES PBK 5/242 ESMT IN OR 1523/851
Legal Range	23E
Legal Township	02N
Legal Section	23
Legal Subdivision	RANDY ACRES
Legal Lot Number	5
Jurisdiction	NASSAU FL
Minor Civil Division	CALLAHAN-HILLIARD
Census Blockgroup	1
Census Block	1007
Census Tract	50508

Owner

Source: Nassau County records · APN 23-2N-23-1803-0005-0000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4357 RIVER RD, HILLIARD, FL 32046-5527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Deed Doc Number	202426720
Deed Book / Page	2739 / 679
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jul 20, 2026
Property Address	4357 RIVER RD, HILLIARD, FL 32046-5527
Document Number	0000021839
Book / Page	2882 / 1733
Instrument Date	Jul 11, 2026
Instrument	202621839
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 RIVER RD, HILLIARD, FL 32046-5527

Mortgage

Document Number	0000021839,
Date	Jul 20, 2026
Book Page	2882/1733
Instrument	202621839

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2056

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+96.52%)	$297,532 (+76.65%)	$370,568 (-7.86%) Land $64,800 Building $305,768
2024	$2,009.00 (+1.82%) Homeowner's exemption	$168,431 (+3%)	$402,176 (+3.56%) Land $43,200 Building $358,976
2023	$1,973.00 (+13.39%) Homeowner's exemption	$163,525 (+4.45%)	$388,333 (+32.91%) Land $43,200 Building $345,133
2022	$1,740.00 Homeowner's exemption	$156,558	$292,168 Land $32,400 Building $259,768

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 264 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.