4357 31st St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4357 31st St S, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,464 sqft · built 2007
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Tax Bill	$4,656 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-51188-0060`

Property Details

APN / Parcel Number

Primary APN	`82-51188-0060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,464 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Width	80 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4357 31ST ST S
City	SAINT CLOUD
State	MN
Zip	56301-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 005 STONE GATE SECTION 28 TOWNSHIP 124 RANGE 028 SECTION 28 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	28
Legal Subdivision	STONE GATE
Legal Block	5
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County records · APN 82-51188-0060

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4357 31ST ST S, SAINT CLOUD, MN 56301-6246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,656.00 (+31.75%)	$329,100 (-) Land $70,000 Building $259,100	$329,100 (-) Land $70,000 Building $259,100
2025		$329,100 (+7.73%) Land $70,000 Building $259,100	$329,100 (+7.73%) Land $70,000 Building $259,100
2023	$3,534.00	$305,500 Land $45,000 Building $260,500	$305,500 Land $45,000 Building $260,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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